Metro East Sun

Former state school employee Lynne Kach Clapp, who retired in December 2016, saved $147,959 toward a pension over 31 years working for public schools, Teachers' Retirement System of the State of Illinois records show.

Over 30 years of retirement, Kach Clapp would collect as much as $3.1 million, according to a projection by Local Government Information Services (LGIS), which publishes Metro East Sun.

The projection assumes Kach Clapp received $65,259 in the first year of retirement, then 3 percent annual increases thereafter, compounded.

After 3 years of retirement, Kach Clapp will have already received $201,710 in retirement benefits, or more than the sum total of the retiree's contributions to the teachers' pension fund.